Managing Construction Skills

Being your own contractor or builder just means you will oversee the construction of your home without hiring a licensed, professional contractor. When you eliminate the builder, you are also eliminating the builder's profit, which equates to tens of thousands of dollars that can be saved on the project; money you can invest back into your home, if you choose.

However, taking this business strategy a step further, you should understand that securing financing for a loan that will allow you to be the contractor may be a bit tough in this tight economy.

The first thing to realize is that the cost of financing will typically be a bit higher than the cost of a regular loan. With this in mind, step back and look at the bigger picture; do you feel you would be successful at new home construction and is it worth it to pay a little more on financing for the opportunity to save thousands of dollars on your construction costs?

Building loans are a specialty product that are typically more work and more risk to the lender. They also create a great opportunity for you, as the borrower, to save a lot of money. Weigh the pros and cons.

Another important point to consider is that construction and home builder loans will always be designed to protect you and ensure there will be enough money available in your line of credit to complete the project.

No one, not you nor the bank, wants an unfinished home. It is a pretty standard practice for home-building loans to require that you qualify for extra amounts of money over and above your land, building materials and budget numbers.

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Tips To Find Better Building Contractors

One of the most frequently asked questions when remodeling or building a home is how do you find the right contractor for your remodeling venture? There are several important steps to consider when choosing and hiring building contractors. You should do your research and check resources and information before choosing one, or more, to help build your project.

It creates much less stress when you are organized. Get an organizer to manage the quotes, business cards, estimates, literature and any notes that you will gather during your search. A good organizer can save you many headaches down the road and help you make a confident choice.

It may be a good idea to use an interview script when questioning both building contractors and any references they provide. When you ask a standard list of questions, you can compare contractors more objectively after the interview.

Finally, negotiate a good contract. Always, always get a contract that is based on the completed, final cost of the project and not simply the estimate. Building contractors are notorious for adding fine print to the contract. Be meticulous about making certain that everything is included in the contract.

There are sample contracts available at www.servicemagic.com. Be sure that all changes and costs, including those for building materials, are put in writing with a change order if any changes in the contract are made during the work process.

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Pleasing And Functional Ceiling Lights

The ceiling lights in our homes are arguably the most important ones, as they are typically used the most frequently and serve as the greatest light source in a room. However, the variety of lighting fixtures for ceilings seems to be unlimited.

These pieces are available in all types of shapes, colors and sizes, thus providing you with an array of options. In this article, we'll look at residential lighting options to help you decide on which look is best for your home.

For good lighting that is pleasing and functional, it's best to combine ceiling lights with accent lighting. For example, try lighting your bedroom with a variety of lights. Pendant lights and wall sconces are popular choices for bedrooms because they provide soft illumination that is neither too bright nor too dim.

If you prefer a more elegant, luxurious look, then consider brass chandeliers. What you are aiming for is a relaxing, sumptuous atmosphere in which you can relax and sleep in comfort.

Ceiling lights should create beauty and style in a room. When planning your lighting, look at the activities that occur in each room, the atmosphere you want to create and the decorative elements you wish to emphasize.

A good lighting plan should incorporate general or ambient lighting, task lighting, and accent lighting. By utilizing these layers, you can create a room that is comfortable and functional at any time of day and for any occasion.

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Decorating Your Yard With Outdoor Lighting

Beautiful outdoor lighting can add extra living space to your home by turning a deck or patio into an outdoor living room at night. It can also offer extra security for the property.

However, to avoid a gaudy mess, you have to place your lights carefully. Choosing the right outdoor lights is as important as choosing appropriate indoor, residential lighting to make your home safe and welcoming. In this article, we'll share handy tips for illuminating the outside of your home.

When choosing the fixtures and accessories for your outdoor lighting, get the highest quality equipment and materials that your budget will allow. The fixtures will last longer and offer more options. However, don't be afraid to use beautiful ornate pieces that suit your style.

Always conceal the light sources when garden lighting, either with a glare guard or by tucking them behind shrubs, large branches, walls or rocks. Ideally, you will be unable to see where the exterior lights originate. Outdoor chandeliers can be stunning on a patio or deck. You can also use wrought iron chandeliers or glass chandeliers on a covered patio.

Well done outdoor lighting can be stunning all year round, and it can make a huge difference in the value of your home. Before you go crazy and light up your property like a fantasy Christmas card scene, remember that less is more.

Choose the areas that you want to highlight, select attractive fixtures, and direct the lights so that they effectively illuminate the best features on your property. The results will be a home with tremendous curb appeal.

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